Tips on Tuesday - Are you a Shopaholic???

Hi there girls,

I went shopping again today, and got totally sucked in by this young German guy who got "me" to buy skin care........ do you get it, yes the Beauty Therapist/owner of salon/skincare shop......... oops! I am starting to think I am a shopaholic, so I looked up some tips on how to save money (yeah right), but although you may not believe me I am going to put some of these ideas into practice...... it will be my New Years Resolution!
So here goes......


1. Free Stuff

Enter rewards programs to get free stuff, but be discerning some schemes don't offer anything you want and some you have to spend too much to receive a reward. Just go with the ones that give you points for spending on what you normally would purchase. Instead of saving on purchases, you can avoid having to pay altogether. Sounds good right?


2. Banks

Check the banks for a different interest rates for both savings and loans. Don't just go with anyone, get the best rates possible.


3. Sell Sell Sell

Everybody has unwanted goods lying around their home gathering dust - Well, you might as well sell them and with the cash you get you can invest for the future. See this is what happens when you do shop too much, you need more space to put things in don't you??


4. Budget (help!!)

The first way to save money is to identify what you have to spend and what your weekly costs are. Budgets aren't boring, saving hard earn cash can be exciting when you have a long term plan.


 and controlling your spending is the first step towards saving more money.


5. Eat At Home

Stop eating out and coffee-ing all the time and start eating at home you will save a lot this way and you will know what is in the food. Help save money by preparing your food at home and creating fresh food.


6. Haggle Existing Loans

Threaten to take your business elsewhere and you'd be surprised how flexible lending institutes can be.


7. Repair Things

Repair your goods before they become very expensive to replace. Wait too long and it may cost you dearly.


8. Quit Vices

Quit smoking and other vices that not only hurt your health, but they also cost your a lot of cash in the long run. Quit Shopping?????


9. Leave Your Money At Home

Don't take your wallet or purse with you when you go window shopping. At worst take a few dollars with you but leave the plastic at home, this was the most brilliant idea yet!


10. Buy Generic

Often generic brands are equal in quality to their higher priced competition. Buy Generic and save cash. One of the classic strategies to save money


11. Bake A Cake

Actually, bake anything you want - The more the better - cakes, bread and cookies they taste better too.



12. Evaluate Grocery Items

Are the items you buy useful? Don't just buy from habit, make educated product comparisons and you will save money in the long run.


13. Make Large Meals And Freeze leftovers

By making extra you can save on waste and avoid extra electricity costs.


14. Pack Your Own Lunch

Don't buy lunch every day or you'll rack up the costs when you could save money by making lunch yourself.


15. Buy A Slow Cooker

Having a slow cooker means you can use cheaper cuts of meat and still have tender, delicious meals.


16. Home Brew

Make your own beer it's fun and you will save a lot of money.


17. Use Power Saving Appliances

Keep your power bills down by using energy saving appliances.


18. Buy Goods In Bulk

Bulk buy stores are great just don't buy too much or you may just end up throwing food away.


19. Pay Bills Online

Why drive to the store to pay bills when you can save fuel and pay online.


20. Buy A Home Gym

This may keep you at home instead of at the shop...... what do you think??

xx A